The problem nobody plans for
A leveraged portfolio without its operator is a countdown, not an inheritance.
Where a company has a sole director, its bank accounts can freeze on notification of death until someone has legal standing to act. Probate takes months, sometimes years. Depending on their terms, personal guarantees can put performing loans at risk. And the person who knew how it all fitted together is the one person who can no longer explain it.
A family that inherits a portfolio it does not understand faces real pressure to do the one thing the owner never wanted: sell it, fast, at a discount.
“I know people with £40 to £50 million portfolios who've sold them, because the kids didn't know how to run them.”
What Master Key does
Diagnose the gaps. Build the plan. Keep it alive.
A short, honest diagnostic that scores your family's ability to survive your portfolio without you, and names the single weakest link: the will, the guarantees, the insurance, or the knowledge that exists only in your head.
Take the free checkBlueprint
The Blueprint
A structured interview brings your answers together into a draft will brief, memorandum of wishes, and plain-English family guide, with open questions for your own qualified advisers to review.
Portal
Your Portal
Return to your interview, review your versioned draft pack, and work through completeness and consistency findings. Your progress stays together so you can pick up where you left off.
More than money
Wealth without values is a burden, not a gift.
What your family inherits
- Your rules.
- Your reasoning.
- Your values.
We all want our children to have the best in life. But handing them the keys to enormous wealth, without the knowledge, the experience or the values behind it, has the potential to cause more harm than good.
Master Key captures more than your assets. It captures your rules, your reasoning and your belief system, so your family inherits your thinking, not just your money.
Your continuity portal
Start with what you know.
Bring your thinking together, work through the important questions, and keep a clear record of the gaps to discuss with your own advisers.
Make it yours
Create your Master Key account.
Save your interview progress, return to your draft pack, and review your completeness and consistency checks in one place.
Drafts support conversations with your advisers. They are not professional advice or signed estate-planning documents.